EPLI

Employment Practices Liability Insurance product provides protection against many types of employee lawsuits, such as discrimination, wrongful termination, wrongful discipline and many more.


This program targets:

  • Accounting Firm
  • Artisan Contractor
  • Caterer
  • Church
  • Commercial Daycare Center
  • Fitness Center
  • Manufacturer
  • Property Manager
  • Sales/Distributor
  • Supermarket
  • Transportation / Trucking
  • Travel agent

Features:

  • $100,000 sub-limit for defense costs – see Fair Labor Standards Act
  • Softened Hammer Clause – 75% of defense costs & loss
  • Defense outside the limit up to 200 employees
  • Full Prior Acts – claim-free accounts*
  • Front & Back Pay – incl. in definition of loss
  • Independent contractors – incl. in definition of employee
  • Defense costs – breach of express employment contract
  • Three year policy*
  • Optional Third Party Discrimination & Harassment*
  • Extended reporting periods: 1, 2 & 3 years

*Applicable to most classes and states

Contact your underwriter for more information

Note: Certain products may be handled nationally from one Premier location

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